Personal Loan

Get a Personal Loan through ATARA Finance today. Loans from R 1 000.00 to R 300 000.00 unsecured with flexible repayment terms from 12-60 months. The loan can be use for anything from medical emergency, funding you or your children’s education, buying a new vehicle or unexpected vehicle repairs. With a Personal Loan though us you can be on your way in no time. With very competitive interest rates and flexible loan terms.

bad credit loans


How to Apply?

Complete our easy online application form and a consultant will get back to you o finalize your application.

Qualifying criteria:

Be employed for a minimum period of 3 months at current employer.
Have a bank account from which a debit order can be deducted.
Earn a minimum salary of R 3 000.00 or more
Valid SA ID

Useful Info

Interest rates vary from 14% – 33% dependent on your credit rating.

Once we get your application we do a pre-approval this determines amount, interest, period and installment you qualify for. We will then forward you the quote and you decide from there to take up our offer or not. Once an offer is received the application is 90% through. All that need to be done from this point is confirm employment and make sure all details supplied are correct

We can also consolidate some personal loans or accounts to make you more affordable.

What is a personal loan?

Personal Loan is a loan for personal, medical, family, education, vacation or household (extension, repairs, purchase of air conditioner, computer, refrigerator, etc.) use, as opposed to business or commercial use. Unsecured loans are advanced on the basis of the borrower’s credit-history and ability to repay the loan from personal income. Repayment is usually through fixed amount installments over a fixed term.


*Note that this is a Free Service and we do not charge any fees to process applications.